C'est intéressant et pas nouveau. Le stress des banques étant de se faire couper l'herbe sous le pied par les acteurs comme PayPal qui voient passer la transaction financière à la place de la banque.
Visa filed an interesting patent for building a global AI platform that can quickly generate predictions for their clients.
For example, the platform could predict how many sales will be made by movie theatres in a specific region (e.g. Texas) 6 months into the future.
Given Visa’s position as an intermediary for global transactions, the company accumulates a huge dataset of transactions taking place all across the world – past and present. Using AI, Visa can leverage their position in the global economy to start making extremely specific predictions for clients.
In the above example around movie theatres, Visa would quickly sift through their dataset to look at the sales of movie theatres in Texas six, twelve, and eighteen months in the past to generate a prediction for the future.
With big swathes of the economy running through Visa, it’s pretty crazy to think the predictions that could be made with this platform. I’m sure there are lot of Hedge Funds who would pay good money for access to this platform.
via Patent Drop : lire l’article source